VA Loans

Proudly Serving This Nations's Finest

We here at Coffee Mortgages deeply appreciate the time and energy put forth by our nation's veterans and our hearts go out to surviving military spouses. We will move mountains to ensure qualifying U.S. Military Service Veterans and their families get the most out of their exclusive financial benefits provided by the Department of Veterans Affairs since 1944. With no money down, no mortgage insurance required, low-interest rates and monthly payments, veterans have much to gain by reaching out to a Coffee Mortgage VA loan specialist today.


With just a few pieces of information, we can determine your VA loan eligibility.

We will secure the quickest and easiest VA financing experience in recognition of your sacrifices. Please take advantage of this powerful loan by contacting Coffee Mortgages today.


  •  No down payment (for qualified borrowers)
  •  No mortgage insurance (for qualified borrowers)
  •  Low interest rates
  •  No prepayment penalties
  •  Closing costs can be absorbed by or shared with the seller
  •  Refinancing up to 100% of your home's value


Make Your Next Mortgage Fast and Worry-Free

Looking for a fast and worry-free home purchase or refinance? Go conventional and go with us!


  • Competitive rates
  • Down payment options as low as 3%
  • Fast closings — most in less than 20 days
  • Options include primary or second homes, investment properties, cash-out refinances and more
  • Credit score starting at 620
  • First-time homebuyer programs available
  • Borrower assistance programs available to help with down payment and closing costs


Get Started

  • How to prove VA Home Loan Eligibility

    To prove your VA home loan eligibility:


    • Must be a current servicemember, Veteran, National Guard member or Reservist, or the surviving spouse of a Veteran.
    • Active duty personnel must serve 90 continuous days
    • Veterans must show 90 or more days of active duty during wartime or 181 days during peacetime
    • National Guard personnel must have served in the Gulf War for 90 days or more or have an honorable discharge
    • Military spouses must not be remarried, and your late spouse must have died on active duty or died from service related injuries.

  • Can I still be eligible if I don't meet the standard guidelines?

    Your VA Loan specialist at Coffee Mortgages will be able to review your circumstances to determine your VA home loan eligibility. If you served fewer days than required, (see tab above), you may still be eligible if you were discharged because of:

    • Hardship
    • The convenience of the government
    • (RIF) Reduction-in-force
    • Certain medical conditions
    • Service-related disability

  • What documents are required?

    To apply for your VA Home Loan, we will need to review certain documentation to determine eligibility, such as:


    • Certificate of Eligibility (COE) from the VA
    • Your driver’s license with the current address
    • Social Security number
    • Current pay stubs
    • Tax returns and W-2s for the past two years
    • Current employment information
    • Bank account statements
    • Information on creditors and on the loans you currently have

    If you have any questions regarding these documents, one of our VA Loan Specialists would be happy to help.

Interested in our services? We’re here to help!

We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help. 

Book an appointment