Today's adjustable-rate mortgages are a lot different than they were in the past.

And they may be the best choice for your purchase or refinance:

ARMs are smarter

• Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?
• With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster

ARMs are often safer

• ARMs no longer feature pre-payment penalties, so you can easily refinance

ARMs can save you money

• A lower rate means a lower payment, which means more cash in your pocket each month.

Credit Scores

Property Appraisal

When you partner with us, you’ve got another appraisal option that makes it possible to schedule and complete appraisals faster and more efficiently. With UWM Appraisal Direct, get:

• Faster appraisal scheduling and completion
• Customized technology that keeps things moving
• A dedicated team consistently communicating to you and your buyer
• Give yourself and your buyer a better appraisal experience.

Your Mortgage

Its Not About the Rate

Pre-Approval

Enjoy a low monthly payment with Private Mortgage Insurance (PMI) Discounts

• Our discounted PMI could save you up to hundreds of dollars each month
• Eligible for both purchases and refinances
• Worry-free closings with no last-minute conditions