Home Loans

A Loan For Your New Home

Whether it's your first time, you're looking for a second home for getaways and extended vacations, or you're a savvy property owner looking for more investment opportunities, Coffee Mortgages has the strategy to best suit your style.

The market is flooded with different types of home loans but that doesn't mean that every loan product is right for you. Our relationship driven method for pairing up homeowners not only with the loans they qualify for, but also the loans that are best aligned with their current financial situation and goals is why we're confident we'll stay in touch for years to come.

Custom loan programs with competitive rates
Down payment assistance programs available
In-house underwriting for smooth decision making

Make Your Next Mortgage Fast and Worry-Free

Looking for a fast and worry-free home purchase or refinance? Go conventional and go with us!

Competitive rates
Down payment options as low as 3%
Fast closings — most in less than 20 days
Options include primary or second homes, investment properties, cash-out refinances and more
Credit score starting at 620
First-time homebuyer programs available
Borrower assistance programs available to help with down payment and closing costs

Get Started

Easy Three-Step Process

1. Qualification

We will start by getting to know you and your mortgage needs by collecting basic financial information from you. This may include bank statements, paystubs, tax returns, and a credit report. With your provided documents, we can evaluate your ability to afford a mortgage payment and determine how large a mortgage you qualify for. Once complete, you'll receive a "pre-approval letter" that proves that you're a serious homebuyer.
2. Application

We will start by getting to know you and your mortgage needs by collecting basic financial information from you. This may include bank statements, paystubs, tax returns, and a credit report. With your provided documents, we can evaluate your ability to afford a mortgage payment and determine how large a mortgage you qualify for. Once complete, you'll receive a "pre-approval letter" that proves that you're a serious homebuyer.
3. Completion

Behind the scenes, our in-house underwriting team will complete their accessment of your application and decide whether or not to approve your loan. We have a streamlined method that makes this process as quick and simple as possible. Once the loan is approved and cleared to close, the paperwork will be finalized and the funds will be disbursed. You, the brand new homeowner, will then need to review the final loan documents and sign them. After that, you will be on your way to the next major step: moving in!